Cotten Coverage Insurance Agency
Get a Quote: (631) 698-4776
  • Home
  • Quotes
    • Quick Quote
    • Auto Quote
    • Homeowner Quote
    • Life Quote
    • Business Quote
    • Health Quote
    • Boatowner Quote
    • Umbrella Quote
    • Condo Quote
    • Flood Quote
    • Renters Quote
    • Motorcycle Quote
    • Disability Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Information
    • Change My Policy
    • Online Documents
    • Contact My Carrier
  • Products
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Health Insurance
    • Business Insurance
    • Property Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Classic Car Insurance
    • Umbrella Insurance
    • RV Insurance
    • ATV Insurance
    • Insurance Bonds
  • Blog
  • About
    • Insurance Carriers
    • Testimonials & Reviews
    • Accessibility Statement
    • News
  • Contact
  • Blog

Property Insurance

Property is a big investment, it's necessary to ensure your property has the appropriate insurance coverage. We'll protect your dwelling and everything in it for the best possible price.

Get a Quote

What is Property Insurance?

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. 

Property is insured in two main ways—open perils and named perils.

Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, and war. 

Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion, and theft.

Typical Events Covered by Property Insurance

  • Fire
  • Lightning
  • Explosion, implosion
  • Aircraft damage
  • Riot, strike
  • Terrorism
  • Storm,including hailstorm, cyclone, typhoon, tempest, hurricane, tornado, flood & inundation.
  • Impact damage
  • Malicious damage
  • Subsidence, landslide
  • Bursting or overflowing of tanks
  • Missile testing operations
  • Bush fire
  • Theft
  • Falling objects
Contact us to learn more about the right property insurance for you.

Contact Us About Property Insurance:

(631) 698-4776
530 Horseblock Road
P.O. Box 557
Farmingville, NY 11738
Click Here to Email Us
Picture

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Facebook
Twitter
LinkedIn
Google+

Contact Us

530 Horseblock Road
P.O. Box 557
Farmingville, NY 11738
(631) 698-4776
Click Here to Email Us
InsuranceSplash Websites